Terms of Use

By using this website, you agree to these terms. If you do not agree with them, please do not use the site.

The content on this site is general education about life insurance. It is not a recommendation, offer, or solicitation to buy any particular product, and it is not tax, legal, accounting, or investment advice.

Decisions about insurance should be made with full information about your own circumstances, and with a qualified professional where appropriate.

Jordan Houle holds life insurance licenses in the following states: Arkansas, California, Colorado, Florida, Iowa, Kansas, Maine, Maryland, Minnesota, New Mexico, Ohio, South Carolina, South Dakota, Texas, Virginia, Washington, West Virginia. Insurance products are offered only in states where an active license is held.

Coverage, rates, and product features vary by state, carrier, age, and health. Any policy is issued only after underwriting and carrier approval, and not every applicant will qualify.

Illustrations, examples, and figures shown anywhere on this site are hypothetical and are not guarantees of future results.

Non-guaranteed elements, including index caps, participation rates, and policy charges, can change under the terms of the contract. Policy values may increase or decrease, and loans or withdrawals reduce cash value and the death benefit.

You agree to provide accurate and complete information when you submit a form on this site. Do not submit information you are not authorized to share.

This site links to third-party services, including our appointment scheduling provider and carrier websites. We do not control those services and are not responsible for their content, availability, or privacy practices.

The content, branding, and design of this site belong to NightShift Financial unless stated otherwise. You may not copy or reuse them for commercial purposes without permission.

Do not misuse this site, attempt to gain unauthorized access to any part of it, submit false information, or use the forms to send unlawful, abusive, or unsolicited commercial content.

To the extent permitted by law, NightShift Financial is not liable for indirect, incidental, or consequential losses arising from your use of this site or your reliance on its general educational content.

Our Privacy Policy explains how we collect and handle the information you provide. It forms part of these terms.

We may update these terms from time to time. Continued use of the site after a change means you accept the current version. The date at the top of this page shows when it last changed.

These terms are governed by the laws of the state in which NightShift Financial is principally located, without regard to conflict of law rules.

Questions about these terms can be sent to j.houle@nightshiftfinancial.com.